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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,160 | $114,712+52.7% | $173,730+0.8% | $87,485+100.2% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 11.16% | 20.18%-9.0pp | 19.96%-8.8pp | 26.06%-14.9pp |
| Employer contribution / active EE | $6,255 | $2,904+115.4% | $4,577+36.6% | $2,596+140.9% |
| Participant deferral / active EE | $5,582 | $4,642+20.3% | $6,326-11.8% | $4,274+30.6% |
| Admin fee / account holder | $56,009 | $10,210+448.6% | $17,523+219.6% | $7,775+620.4% |