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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,527 | $86,922+62.8% | $102,438+38.2% | $80,874+75.0% |
| Participation rate | 89.2% | 72.4%+16.8pp | 76.5%+12.7pp | 67.6%+21.5pp |
| Annual return | 13.58% | 18.90%-5.3pp | 29.37%-15.8pp | 35.62%-22.0pp |
| Employer contribution / active EE | $2,836 | $2,369+19.7% | $3,024-6.2% | $2,756+2.9% |
| Participant deferral / active EE | $3,765 | $4,119-8.6% | $5,054-25.5% | $4,297-12.4% |
| Admin fee / account holder | $961 | $8,050-88.1% | $9,448-89.8% | $6,935-86.1% |