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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,095 | $160,040-90.6% | $147,096-89.7% | $145,877-89.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.82% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $4,012 | $5,289-24.1% | $4,936-18.7% | $4,663-14.0% |
| Participant deferral / active EE | $14,078 | $8,429+67.0% | $8,071+74.4% | $6,691+110.4% |
| Admin fee / account holder | $22,307 | $15,050+48.2% | $13,005+71.5% | $13,402+66.4% |