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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,010 | $102,385-71.7% | $147,080-80.3% | $80,935-64.2% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.7%+25.7pp |
| Annual return | 14.14% | 135.09%-121.0pp | 420.17%-406.0pp | 35.66%-21.5pp |
| Employer contribution / active EE | $1,019 | $3,717-72.6% | $4,933-79.3% | $2,757-63.0% |
| Participant deferral / active EE | $6,702 | $6,651+0.8% | $8,066-16.9% | $4,299+55.9% |
| Admin fee / account holder | $1,582 | $7,951-80.1% | $12,989-87.8% | $6,924-77.2% |