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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,010 | $102,393-71.7% | $147,041-80.3% | $80,911-64.1% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.6%+25.7pp |
| Annual return | 14.14% | 134.95%-120.8pp | 419.21%-405.1pp | 35.63%-21.5pp |
| Employer contribution / active EE | $1,019 | $3,715-72.6% | $4,935-79.4% | $2,756-63.0% |
| Participant deferral / active EE | $6,702 | $6,647+0.8% | $8,071-17.0% | $4,297+56.0% |
| Admin fee / account holder | $1,582 | $7,943-80.1% | $13,006-87.8% | $6,935-77.2% |