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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $31,405 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,708 | $106,247-72.0% | $147,096-79.8% | $77,714-61.8% |
| Participation rate | 86.6% | 78.4%+8.3pp | 82.2%+4.5pp | 70.6%+16.1pp |
| Annual return | 49.50% | 56.87%-7.4pp | 419.75%-370.2pp | 31.26%+18.2pp |
| Employer contribution / active EE | $2,054 | $4,069-49.5% | $4,936-58.4% | $2,727-24.7% |
| Participant deferral / active EE | $8,011 | $7,996+0.2% | $8,071-0.7% | $4,649+72.3% |
| Admin fee / account holder | $109 | $338-67.8% | $13,005-99.2% | $433-74.8% |