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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,185 | $102,422-10.0% | $147,117-37.3% | $80,959+13.9% |
| Participation rate | 88.7% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 231.97% | 135.16%+96.8pp | 420.54%-188.6pp | 35.67%+196.3pp |
| Employer contribution / active EE | $13,831 | $3,717+272.1% | $4,932+180.4% | $2,757+401.7% |
| Participant deferral / active EE | $19,429 | $6,652+192.1% | $8,065+140.9% | $4,300+351.8% |
| Admin fee / account holder | $3,555 | $7,953-55.3% | $12,993-72.6% | $6,925-48.7% |