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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,185 | $102,429-10.0% | $147,096-37.3% | $80,925+13.9% |
| Participation rate | 88.7% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 231.97% | 135.02%+96.9pp | 419.75%-187.8pp | 35.65%+196.3pp |
| Employer contribution / active EE | $13,831 | $3,716+272.3% | $4,936+180.2% | $2,756+401.8% |
| Participant deferral / active EE | $19,429 | $6,649+192.2% | $8,071+140.7% | $4,299+352.0% |
| Admin fee / account holder | $3,555 | $7,957-55.3% | $13,005-72.7% | $6,940-48.8% |