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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,185 | $102,382-10.0% | $147,005-37.3% | $80,874+14.0% |
| Participation rate | 88.7% | 75.8%+12.8pp | 82.2%+6.5pp | 67.6%+21.0pp |
| Annual return | 231.97% | 134.89%+97.1pp | 418.76%-186.8pp | 35.62%+196.4pp |
| Employer contribution / active EE | $13,831 | $3,715+272.3% | $4,934+180.3% | $2,756+401.9% |
| Participant deferral / active EE | $19,429 | $6,646+192.3% | $8,070+140.8% | $4,297+352.2% |
| Admin fee / account holder | $3,555 | $7,942-55.2% | $13,006-72.7% | $6,935-48.7% |