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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,598 | $166,242-83.4% | $165,071-83.3% | $145,884-81.1% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 11.49% | 100.44%-89.0pp | 70.17%-58.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,923 | $5,283-63.6% | $4,347-55.8% | $4,662-58.7% |
| Participant deferral / active EE | $4,494 | $6,964-35.5% | $6,035-25.5% | $6,690-32.8% |
| Admin fee / account holder | $864 | $16,658-94.8% | $12,695-93.2% | $13,392-93.5% |