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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,598 | $166,131-83.4% | $164,975-83.3% | $145,877-81.1% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 11.49% | 100.37%-88.9pp | 70.12%-58.6pp | 551.28%-539.8pp |
| Employer contribution / active EE | $1,923 | $5,276-63.5% | $4,343-55.7% | $4,663-58.8% |
| Participant deferral / active EE | $4,494 | $6,962-35.5% | $6,033-25.5% | $6,691-32.8% |
| Admin fee / account holder | $864 | $16,648-94.8% | $12,688-93.2% | $13,402-93.6% |