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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,840 | $100,203-94.2% | $85,240-93.1% | $145,897-96.0% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 13.26% | 84.28%-71.0pp | 66.75%-53.5pp | 552.29%-539.0pp |
| Employer contribution / active EE | $999 | $3,242-69.2% | $2,735-63.5% | $4,663-78.6% |
| Participant deferral / active EE | $1,289 | $5,299-75.7% | $4,527-71.5% | $6,689-80.7% |
| Admin fee / account holder | $1,630 | $7,265-77.6% | $6,165-73.6% | $13,390-87.8% |