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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,481 | $184,014-72.0% | $161,149-68.1% | $138,895-62.9% |
| Participation rate | 40.0% | 82.1%-42.1pp | 78.8%-38.8pp | 79.9%-39.9pp |
| Annual return | 23.11% | 21.52%+1.6pp | 21.16%+2.0pp | 145.39%-122.3pp |
| Employer contribution / active EE | $1,232 | $5,055-75.6% | $4,360-71.7% | $4,194-70.6% |
| Participant deferral / active EE | $2,913 | $6,909-57.8% | $6,153-52.7% | $6,396-54.5% |
| Admin fee / account holder | $257 | $18,027-98.6% | $15,194-98.3% | $12,562-98.0% |