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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,669 | $111,814-63.6% | $93,654-56.6% | $145,959-72.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 7.54% | 203.30%-195.8pp | 133.34%-125.8pp | 561.95%-554.4pp |
| Employer contribution / active EE | $1,481 | $3,092-52.1% | $2,421-38.8% | $4,661-68.2% |
| Participant deferral / active EE | $9,100 | $4,914+85.2% | $4,413+106.2% | $6,689+36.1% |
| Admin fee / account holder | $1,028 | $10,246-90.0% | $8,282-87.6% | $13,398-92.3% |