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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,682 | $79,181-63.8% | $102,423-72.0% | $74,429-61.5% |
| Participation rate | 96.3% | 74.8%+21.5pp | 76.5%+19.8pp | 67.2%+29.1pp |
| Annual return | 20.98% | 54.97%-34.0pp | 29.42%-8.4pp | 1368.38%-1347.4pp |
| Employer contribution / active EE | $1,639 | $2,362-30.6% | $3,023-45.8% | $2,625-37.5% |
| Participant deferral / active EE | $7,984 | $4,416+80.8% | $5,054+58.0% | $4,348+83.6% |
| Admin fee / account holder | $9 | $2,002-99.6% | $9,455-99.9% | $1,944-99.6% |