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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,041 | $181,062-52.5% | $158,223-45.6% | $155,188-44.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 10.62% | 57.39%-46.8pp | 52.09%-41.5pp | 148.84%-138.2pp |
| Employer contribution / active EE | $13,766 | $4,565+201.6% | $4,109+235.0% | $4,248+224.1% |
| Participant deferral / active EE | $10,504 | $6,134+71.2% | $5,467+92.1% | $6,531+60.8% |
| Admin fee / account holder | $490 | $18,825-97.4% | $16,047-96.9% | $14,480-96.6% |