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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,041 | $185,312-53.6% | $161,489-46.7% | $154,746-44.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 10.62% | 103.84%-93.2pp | 89.72%-79.1pp | 172.34%-161.7pp |
| Employer contribution / active EE | $13,766 | $4,769+188.6% | $4,268+222.5% | $4,379+214.4% |
| Participant deferral / active EE | $10,504 | $6,350+65.4% | $5,630+86.6% | $6,730+56.1% |
| Admin fee / account holder | $490 | $18,654-97.4% | $16,006-96.9% | $14,365-96.6% |