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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,663 | $107,809-93.8% | $97,032-93.1% | $155,188-95.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 22.21% | 38.06%-15.9pp | 35.38%-13.2pp | 148.84%-126.6pp |
| Employer contribution / active EE | $897 | $2,911-69.2% | $2,629-65.9% | $4,248-78.9% |
| Participant deferral / active EE | $3,520 | $5,129-31.4% | $4,672-24.7% | $6,531-46.1% |
| Admin fee / account holder | $794 | $10,717-92.6% | $9,418-91.6% | $14,480-94.5% |