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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,055 | $102,595-75.6% | $94,057-73.4% | $154,746-83.8% |
| Participation rate | 82.4% | 76.0%+6.4pp | 73.3%+9.0pp | 80.7%+1.7pp |
| Annual return | 19.81% | 583.42%-563.6pp | 480.62%-460.8pp | 172.34%-152.5pp |
| Employer contribution / active EE | $1,610 | $3,147-48.9% | $2,933-45.1% | $4,379-63.2% |
| Participant deferral / active EE | $4,580 | $5,118-10.5% | $4,709-2.7% | $6,730-31.9% |
| Admin fee / account holder | $2,146 | $7,736-72.3% | $7,244-70.4% | $14,365-85.1% |