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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,479 | $111,787-41.4% | $93,681-30.1% | $145,978-55.1% |
| Participation rate | 65.2% | 74.2%-9.0pp | 68.7%-3.5pp | 80.3%-15.1pp |
| Annual return | 11.58% | 203.52%-191.9pp | 133.47%-121.9pp | 550.52%-538.9pp |
| Employer contribution / active EE | $3,592 | $3,093+16.1% | $2,422+48.3% | $4,662-23.0% |
| Participant deferral / active EE | $5,405 | $4,918+9.9% | $4,415+22.4% | $6,690-19.2% |
| Admin fee / account holder | $3,445 | $10,256-66.4% | $8,290-58.4% | $13,400-74.3% |