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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,174 | $69,590-88.3% | $136,867-94.0% | $94,015-91.3% |
| Participation rate | 100.0% | 66.3%+33.7pp | 74.5%+25.5pp | 70.8%+29.2pp |
| Annual return | 9.94% | 19.62%-9.7pp | 42.97%-33.0pp | 17.84%-7.9pp |
| Employer contribution / active EE | $1,445 | $2,396-39.7% | $3,547-59.3% | $2,790-48.2% |
| Participant deferral / active EE | $2,885 | $3,437-16.0% | $4,924-41.4% | $4,249-32.1% |
| Admin fee / account holder | $4,947 | $8,912-44.5% | $10,340-52.2% | $8,951-44.7% |