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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,163 | $94,436-59.6% | $115,599-67.0% | $82,637-53.8% |
| Participation rate | 91.3% | 70.4%+20.9pp | 74.3%+17.0pp | 68.1%+23.2pp |
| Annual return | 15.63% | 18.37%-2.7pp | 111.10%-95.5pp | 53.51%-37.9pp |
| Employer contribution / active EE | $2,559 | $2,324+10.1% | $2,955-13.4% | $2,552+0.3% |
| Participant deferral / active EE | $4,322 | $3,955+9.3% | $4,889-11.6% | $4,126+4.7% |
| Admin fee / account holder | $1,965 | $10,328-81.0% | $12,841-84.7% | $7,339-73.2% |