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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,658 | $159,934+11.7% | $147,005+21.5% | $145,959+22.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -9.40% | 98.24%-107.6pp | 418.76%-428.2pp | 561.95%-571.4pp |
| Employer contribution / active EE | $5,724 | $5,287+8.3% | $4,934+16.0% | $4,661+22.8% |
| Participant deferral / active EE | $10,783 | $8,427+28.0% | $8,070+33.6% | $6,689+61.2% |
| Admin fee / account holder | $1,685 | $15,053-88.8% | $13,006-87.0% | $13,398-87.4% |