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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,385 | $117,904-36.9% | $102,457-27.4% | $145,978-49.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.32% | 31.80%-19.5pp | 29.41%-17.1pp | 550.52%-538.2pp |
| Employer contribution / active EE | $18,738 | $3,613+418.6% | $3,022+520.0% | $4,662+301.9% |
| Participant deferral / active EE | $14,481 | $5,733+152.6% | $5,054+186.5% | $6,690+116.5% |
| Admin fee / account holder | $2,766 | $13,329-79.3% | $9,451-70.7% | $13,400-79.4% |