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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,385 | $117,846-36.9% | $102,434-27.4% | $145,884-49.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.32% | 31.90%-19.6pp | 29.46%-17.1pp | 551.85%-539.5pp |
| Employer contribution / active EE | $18,738 | $3,615+418.4% | $3,023+519.8% | $4,662+301.9% |
| Participant deferral / active EE | $14,481 | $5,733+152.6% | $5,055+186.5% | $6,690+116.5% |
| Admin fee / account holder | $2,766 | $13,356-79.3% | $9,462-70.8% | $13,392-79.3% |