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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,810 | $162,136+115.1% | $152,301+129.0% | $154,746+125.4% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 15.62% | 91.02%-75.4pp | 80.50%-64.9pp | 172.34%-156.7pp |
| Employer contribution / active EE | $5,165 | $4,890+5.6% | $4,624+11.7% | $4,379+18.0% |
| Participant deferral / active EE | $13,094 | $8,341+57.0% | $8,004+63.6% | $6,730+94.6% |
| Admin fee / account holder | $4,000 | $15,759-74.6% | $14,398-72.2% | $14,365-72.2% |