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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,810 | $154,228+126.2% | $145,433+139.8% | $137,256+154.1% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 15.62% | 74.59%-59.0pp | 66.58%-51.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $5,165 | $4,804+7.5% | $4,554+13.4% | $4,156+24.3% |
| Participant deferral / active EE | $13,094 | $8,216+59.4% | $7,897+65.8% | $6,407+104.4% |
| Admin fee / account holder | $4,000 | $14,344-72.1% | $13,129-69.5% | $12,270-67.4% |