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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,058 | $183,516-64.5% | $155,534-58.2% | $145,884-55.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.29% | 61.43%-44.1pp | 64.92%-47.6pp | 551.85%-534.6pp |
| Employer contribution / active EE | $54,391 | $5,315+923.4% | $4,675+1063.5% | $4,662+1066.6% |
| Participant deferral / active EE | $0 | $6,467-100.0% | $5,630-100.0% | $6,690-100.0% |
| Admin fee / account holder | $1,514 | $19,293-92.2% | $15,900-90.5% | $13,392-88.7% |