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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,499 | $124,425-85.1% | $112,040-83.5% | $137,256-86.5% |
| Participation rate | 93.3% | 79.3%+14.0pp | 76.5%+16.8pp | 80.0%+13.4pp |
| Annual return | 17.11% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,836 | $3,411-16.9% | $2,954-4.0% | $4,156-31.8% |
| Participant deferral / active EE | $4,237 | $5,718-25.9% | $5,098-16.9% | $6,407-33.9% |
| Admin fee / account holder | $3,373 | $15,207-77.8% | $12,098-72.1% | $12,270-72.5% |