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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,222 | $201,372+58.0% | $184,260+72.7% | $145,884+118.1% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 11.96% | 29.04%-17.1pp | 28.84%-16.9pp | 551.85%-539.9pp |
| Employer contribution / active EE | $9,682 | $7,024+37.9% | $6,427+50.6% | $4,662+107.7% |
| Participant deferral / active EE | $18,957 | $9,808+93.3% | $9,133+107.6% | $6,690+183.4% |
| Admin fee / account holder | $4,756 | $16,362-70.9% | $13,898-65.8% | $13,392-64.5% |