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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,555 | $57,140-64.0% | $85,240-75.9% | $80,959-74.6% |
| Participation rate | 35.7% | 56.4%-20.7pp | 67.5%-31.8pp | 67.7%-32.0pp |
| Annual return | 2.99% | 21.71%-18.7pp | 66.75%-63.8pp | 35.67%-32.7pp |
| Employer contribution / active EE | $851 | $1,802-52.7% | $2,735-68.9% | $2,757-69.1% |
| Participant deferral / active EE | $1,752 | $3,115-43.8% | $4,527-61.3% | $4,300-59.3% |
| Admin fee / account holder | $298 | $4,992-94.0% | $6,165-95.2% | $6,925-95.7% |