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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,309 | $68,880+6.4% | $120,580-39.2% | $80,959-9.4% |
| Participation rate | 66.7% | 61.7%+5.0pp | 72.0%-5.3pp | 67.7%-1.0pp |
| Annual return | 23.57% | 23.68%-0.1pp | 107.48%-83.9pp | 35.67%-12.1pp |
| Employer contribution / active EE | $3,814 | $2,066+84.6% | $3,469+9.9% | $2,757+38.3% |
| Participant deferral / active EE | $12,786 | $3,191+300.7% | $4,995+156.0% | $4,300+197.3% |
| Admin fee / account holder | $0 | $5,785-100.0% | $9,418-100.0% | $6,925-100.0% |