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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,309 | $68,852+6.5% | $120,524-39.2% | $80,925-9.4% |
| Participation rate | 66.7% | 61.6%+5.0pp | 71.9%-5.3pp | 67.7%-1.0pp |
| Annual return | 23.57% | 23.67%-0.1pp | 107.36%-83.8pp | 35.65%-12.1pp |
| Employer contribution / active EE | $3,814 | $2,063+84.9% | $3,469+9.9% | $2,756+38.4% |
| Participant deferral / active EE | $12,786 | $3,187+301.2% | $4,994+156.1% | $4,299+197.4% |
| Admin fee / account holder | $0 | $5,781-100.0% | $9,440-100.0% | $6,940-100.0% |