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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,778 | $106,749-33.7% | $145,433-51.3% | $82,448-14.2% |
| Participation rate | 60.4% | 75.6%-15.2pp | 82.1%-21.7pp | 68.1%-7.7pp |
| Annual return | 20.04% | 27.59%-7.6pp | 66.58%-46.5pp | 41.64%-21.6pp |
| Employer contribution / active EE | $2,726 | $3,444-20.9% | $4,554-40.2% | $2,551+6.8% |
| Participant deferral / active EE | $7,794 | $6,519+19.6% | $7,897-1.3% | $4,139+88.3% |
| Admin fee / account holder | $0 | $8,390-100.0% | $13,129-100.0% | $7,234-100.0% |