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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,250 | $102,429-41.2% | $147,096-59.0% | $80,925-25.5% |
| Participation rate | 47.7% | 75.9%-28.1pp | 82.2%-34.5pp | 67.7%-19.9pp |
| Annual return | 16.51% | 135.02%-118.5pp | 419.75%-403.2pp | 35.65%-19.1pp |
| Employer contribution / active EE | $3,545 | $3,716-4.6% | $4,936-28.2% | $2,756+28.6% |
| Participant deferral / active EE | $9,063 | $6,649+36.3% | $8,071+12.3% | $4,299+110.8% |
| Admin fee / account holder | $261 | $7,957-96.7% | $13,005-98.0% | $6,940-96.2% |