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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,250 | $102,422-41.2% | $147,117-59.0% | $80,959-25.6% |
| Participation rate | 47.7% | 75.9%-28.1pp | 82.2%-34.5pp | 67.7%-19.9pp |
| Annual return | 16.51% | 135.16%-118.6pp | 420.54%-404.0pp | 35.67%-19.2pp |
| Employer contribution / active EE | $3,545 | $3,717-4.6% | $4,932-28.1% | $2,757+28.6% |
| Participant deferral / active EE | $9,063 | $6,652+36.2% | $8,065+12.4% | $4,300+110.7% |
| Admin fee / account holder | $261 | $7,953-96.7% | $12,993-98.0% | $6,925-96.2% |