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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,250 | $102,382-41.2% | $147,005-59.0% | $80,874-25.5% |
| Participation rate | 47.7% | 75.8%-28.1pp | 82.2%-34.4pp | 67.6%-19.9pp |
| Annual return | 16.51% | 134.89%-118.4pp | 418.76%-402.3pp | 35.62%-19.1pp |
| Employer contribution / active EE | $3,545 | $3,715-4.6% | $4,934-28.2% | $2,756+28.6% |
| Participant deferral / active EE | $9,063 | $6,646+36.4% | $8,070+12.3% | $4,297+110.9% |
| Admin fee / account holder | $261 | $7,942-96.7% | $13,006-98.0% | $6,935-96.2% |