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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,221 | $159,978-14.2% | $147,041-6.7% | $145,978-6.0% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 13.84% | 98.36%-84.5pp | 419.21%-405.4pp | 550.52%-536.7pp |
| Employer contribution / active EE | $3,989 | $5,288-24.6% | $4,935-19.2% | $4,662-14.4% |
| Participant deferral / active EE | $13,908 | $8,429+65.0% | $8,071+72.3% | $6,690+107.9% |
| Admin fee / account holder | $15,582 | $15,053+3.5% | $13,006+19.8% | $13,400+16.3% |