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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,464 | $160,028-37.8% | $147,080-32.4% | $145,884-31.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.59% | 98.60%-86.0pp | 420.17%-407.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,328 | $5,286-37.0% | $4,933-32.5% | $4,662-28.6% |
| Participant deferral / active EE | $6,397 | $8,422-24.0% | $8,066-20.7% | $6,690-4.4% |
| Admin fee / account holder | $3,672 | $15,030-75.6% | $12,989-71.7% | $13,392-72.6% |