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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,201 | $147,556-37.5% | $129,031-28.5% | $198,609-53.6% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 16.40% | 37.41%-21.0pp | 34.67%-18.3pp | 202.70%-186.3pp |
| Employer contribution / active EE | $7,929 | $3,645+117.5% | $3,226+145.8% | $5,055+56.8% |
| Participant deferral / active EE | $5,938 | $5,760+3.1% | $5,217+13.8% | $6,977-14.9% |
| Admin fee / account holder | $1,767 | $15,467-88.6% | $13,208-86.6% | $19,030-90.7% |