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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,201 | $108,882-15.3% | $96,754-4.7% | $154,746-40.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 16.40% | 98.39%-82.0pp | 82.04%-65.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $7,929 | $3,018+162.7% | $2,679+195.9% | $4,379+81.1% |
| Participant deferral / active EE | $5,938 | $5,323+11.6% | $4,758+24.8% | $6,730-11.8% |
| Admin fee / account holder | $1,767 | $10,200-82.7% | $8,905-80.2% | $14,365-87.7% |