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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,317 | $223,823-2.9% | $211,142+2.9% | $154,746+40.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 26.95% | 50.39%-23.4pp | 46.84%-19.9pp | 172.34%-145.4pp |
| Employer contribution / active EE | $25,065 | $6,787+269.3% | $6,442+289.1% | $4,379+472.4% |
| Participant deferral / active EE | $6,763 | $9,750-30.6% | $9,284-27.2% | $6,730+0.5% |
| Admin fee / account holder | $9,025 | $19,707-54.2% | $19,076-52.7% | $14,365-37.2% |