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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,305 | $114,119-63.8% | $107,187-61.5% | $138,895-70.3% |
| Participation rate | 93.3% | 78.1%+15.3pp | 75.0%+18.3pp | 79.9%+13.4pp |
| Annual return | 17.58% | 273.21%-255.6pp | 204.55%-187.0pp | 145.39%-127.8pp |
| Employer contribution / active EE | $3,044 | $4,059-25.0% | $3,782-19.5% | $4,194-27.4% |
| Participant deferral / active EE | $6,173 | $5,538+11.5% | $5,096+21.1% | $6,396-3.5% |
| Admin fee / account holder | $2,565 | $10,024-74.4% | $9,162-72.0% | $12,562-79.6% |