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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,305 | $134,817-69.4% | $123,973-66.7% | $155,188-73.4% |
| Participation rate | 93.3% | 79.4%+13.9pp | 76.7%+16.7pp | 80.8%+12.5pp |
| Annual return | 17.58% | 515.49%-497.9pp | 388.13%-370.5pp | 148.84%-131.3pp |
| Employer contribution / active EE | $3,044 | $4,425-31.2% | $4,126-26.2% | $4,248-28.3% |
| Participant deferral / active EE | $6,173 | $5,706+8.2% | $5,247+17.6% | $6,531-5.5% |
| Admin fee / account holder | $2,565 | $13,245-80.6% | $11,799-78.3% | $14,480-82.3% |