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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,724 | $67,823-34.1% | $52,425-14.7% | $137,256-67.4% |
| Participation rate | 44.4% | 63.9%-19.5pp | 55.6%-11.2pp | 80.0%-35.5pp |
| Annual return | 12.57% | 219.11%-206.5pp | 302.12%-289.6pp | 220.34%-207.8pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,485 | $2,288-35.1% | $1,790-17.1% | $6,407-76.8% |
| Admin fee / account holder | $272 | $2,844-90.4% | $2,495-89.1% | $12,270-97.8% |