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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,151 | $102,595-61.8% | $94,057-58.4% | $154,746-74.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 19.68% | 583.42%-563.7pp | 480.62%-460.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,626 | $3,147-16.6% | $2,933-10.5% | $4,379-40.0% |
| Participant deferral / active EE | $4,726 | $5,118-7.7% | $4,709+0.3% | $6,730-29.8% |
| Admin fee / account holder | $1,816 | $7,736-76.5% | $7,244-74.9% | $14,365-87.4% |