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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,307 | $106,864+57.5% | $147,318+14.2% | $82,637+103.7% |
| Participation rate | 97.3% | 75.5%+21.8pp | 82.1%+15.2pp | 68.1%+29.2pp |
| Annual return | 17.58% | 27.49%-9.9pp | 70.43%-52.9pp | 53.51%-35.9pp |
| Employer contribution / active EE | $6,202 | $3,417+81.5% | $4,593+35.0% | $2,552+143.0% |
| Participant deferral / active EE | $14,455 | $6,496+122.5% | $7,906+82.8% | $4,126+250.3% |
| Admin fee / account holder | $17,036 | $8,415+102.5% | $13,708+24.3% | $7,339+132.1% |