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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,897 | $169,336-87.1% | $129,384-83.1% | $145,884-85.0% |
| Participation rate | 83.3% | 76.5%+6.8pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 17.82% | 14408.70%-14390.9pp | 9461.77%-9444.0pp | 551.85%-534.0pp |
| Employer contribution / active EE | $2,659 | $5,540-52.0% | $4,153-36.0% | $4,662-43.0% |
| Participant deferral / active EE | $5,417 | $4,985+8.7% | $4,166+30.0% | $6,690-19.0% |
| Admin fee / account holder | $1,187 | $9,912-88.0% | $7,686-84.6% | $13,392-91.1% |