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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,156 | $154,754-70.2% | $124,206-62.8% | $138,895-66.8% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.6%+5.4pp | 79.9%-4.9pp |
| Annual return | 26.00% | 709.28%-683.3pp | 515.27%-489.3pp | 145.39%-119.4pp |
| Employer contribution / active EE | $4,093 | $4,446-8.0% | $3,540+15.6% | $4,194-2.4% |
| Participant deferral / active EE | $8,289 | $4,621+79.4% | $3,968+108.9% | $6,396+29.6% |
| Admin fee / account holder | $894 | $6,690-86.6% | $5,929-84.9% | $12,562-92.9% |