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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,500 | $88,360-46.2% | $145,433-67.3% | $67,986-30.1% |
| Participation rate | 93.4% | 65.5%+28.0pp | 82.1%+11.3pp | 57.2%+36.2pp |
| Annual return | 30.72% | 63.15%-32.4pp | 66.58%-35.9pp | 31.67%-0.9pp |
| Employer contribution / active EE | $2,009 | $3,054-34.2% | $4,554-55.9% | $2,019-0.5% |
| Participant deferral / active EE | $5,791 | $5,932-2.4% | $7,897-26.7% | $3,358+72.5% |
| Admin fee / account holder | $2,215 | $3,313-33.1% | $13,129-83.1% | $3,203-30.8% |