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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,267 | $85,515-15.5% | $112,040-35.5% | $67,986+6.3% |
| Participation rate | 80.5% | 68.2%+12.2pp | 76.5%+4.0pp | 57.2%+23.3pp |
| Annual return | 17.64% | 29.68%-12.0pp | 24.52%-6.9pp | 31.67%-14.0pp |
| Employer contribution / active EE | $2,082 | $2,191-5.0% | $2,954-29.5% | $2,019+3.1% |
| Participant deferral / active EE | $3,803 | $4,014-5.3% | $5,098-25.4% | $3,358+13.3% |
| Admin fee / account holder | $3,429 | $3,774-9.1% | $12,098-71.7% | $3,203+7.1% |