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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,440 | $111,535-63.7% | $105,223-61.6% | $137,256-70.5% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.0%+17.8pp | 80.0%+12.9pp |
| Annual return | 13.11% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,676 | $3,939-32.1% | $3,689-27.4% | $4,156-35.6% |
| Participant deferral / active EE | $7,180 | $5,500+30.5% | $5,072+41.6% | $6,407+12.1% |
| Admin fee / account holder | $8,047 | $9,721-17.2% | $8,859-9.2% | $12,270-34.4% |