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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,564 | $180,749-37.7% | $160,784-30.0% | $137,256-18.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 14.33% | 2234.46%-2220.1pp | 1803.92%-1789.6pp | 220.34%-206.0pp |
| Employer contribution / active EE | $2,766 | $4,155-33.4% | $3,733-25.9% | $4,156-33.4% |
| Participant deferral / active EE | $7,606 | $6,844+11.1% | $6,293+20.9% | $6,407+18.7% |
| Admin fee / account holder | $8,526 | $10,397-18.0% | $9,717-12.3% | $12,270-30.5% |