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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,391 | $75,541+23.6% | $152,093-38.6% | $82,637+13.0% |
| Participation rate | 42.9% | 66.5%-23.7pp | 77.8%-34.9pp | 68.1%-25.2pp |
| Annual return | 18.14% | 32.56%-14.4pp | 66.36%-48.2pp | 53.51%-35.4pp |
| Employer contribution / active EE | $931 | $2,622-64.5% | $4,175-77.7% | $2,552-63.5% |
| Participant deferral / active EE | $3,529 | $3,206+10.1% | $5,451-35.3% | $4,126-14.5% |
| Admin fee / account holder | $1,163 | $6,405-81.8% | $14,497-92.0% | $7,339-84.2% |