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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,220 | $88,778+1.6% | $81,844+10.2% | $145,884-38.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 17.42% | 1033.03%-1015.6pp | 778.87%-761.4pp | 551.85%-534.4pp |
| Employer contribution / active EE | $1,613 | $3,087-47.7% | $2,916-44.7% | $4,662-65.4% |
| Participant deferral / active EE | $2,810 | $4,648-39.5% | $4,323-35.0% | $6,690-58.0% |
| Admin fee / account holder | $374 | $8,430-95.6% | $7,355-94.9% | $13,392-97.2% |