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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,086 | $180,749-25.3% | $160,784-16.0% | $137,256-1.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | -5.83% | 2234.46%-2240.3pp | 1803.92%-1809.7pp | 220.34%-226.2pp |
| Employer contribution / active EE | $2,704 | $4,155-34.9% | $3,733-27.6% | $4,156-34.9% |
| Participant deferral / active EE | $11,775 | $6,844+72.0% | $6,293+87.1% | $6,407+83.8% |
| Admin fee / account holder | $200,639 | $10,397+1829.8% | $9,717+1964.8% | $12,270+1535.2% |