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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,813 | $196,972-79.8% | $182,262-78.2% | $198,609-80.0% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 13.95% | 158.27%-144.3pp | 140.60%-126.6pp | 202.70%-188.7pp |
| Employer contribution / active EE | $2,920 | $5,364-45.6% | $5,046-42.1% | $5,055-42.2% |
| Participant deferral / active EE | $3,913 | $8,643-54.7% | $8,276-52.7% | $6,977-43.9% |
| Admin fee / account holder | $2,165 | $18,429-88.3% | $16,712-87.0% | $19,030-88.6% |