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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,813 | $162,136-75.4% | $152,301-73.9% | $154,746-74.3% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 13.95% | 91.02%-77.1pp | 80.50%-66.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $2,920 | $4,890-40.3% | $4,624-36.9% | $4,379-33.3% |
| Participant deferral / active EE | $3,913 | $8,341-53.1% | $8,004-51.1% | $6,730-41.9% |
| Admin fee / account holder | $2,165 | $15,759-86.3% | $14,398-85.0% | $14,365-84.9% |