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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,284,801 | $183,516+600.1% | $155,534+726.1% | $145,884+780.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.74% | 61.43%-53.7pp | 64.92%-57.2pp | 551.85%-544.1pp |
| Employer contribution / active EE | $17,496 | $5,315+229.2% | $4,675+274.3% | $4,662+275.3% |
| Participant deferral / active EE | $30,525 | $6,467+372.0% | $5,630+442.2% | $6,690+356.3% |
| Admin fee / account holder | $8,833 | $19,293-54.2% | $15,900-44.4% | $13,392-34.0% |