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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,284,801 | $183,592+599.8% | $155,567+725.9% | $145,959+780.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.74% | 61.24%-53.5pp | 64.74%-57.0pp | 561.95%-554.2pp |
| Employer contribution / active EE | $17,496 | $5,315+229.2% | $4,674+274.3% | $4,661+275.4% |
| Participant deferral / active EE | $30,525 | $6,464+372.2% | $5,628+442.4% | $6,689+356.4% |
| Admin fee / account holder | $8,833 | $19,318-54.3% | $15,916-44.5% | $13,398-34.1% |