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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,664 | $162,967-68.9% | $135,792-62.7% | $138,895-63.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 15.44% | 30.08%-14.6pp | 25.96%-10.5pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,478 | $4,211-64.9% | $3,496-57.7% | $4,194-64.8% |
| Participant deferral / active EE | $2,939 | $5,640-47.9% | $4,759-38.3% | $6,396-54.1% |
| Admin fee / account holder | $813 | $15,306-94.7% | $12,266-93.4% | $12,562-93.5% |