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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,664 | $185,141-72.6% | $153,416-67.0% | $155,188-67.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 15.44% | 18.72%-3.3pp | 17.84%-2.4pp | 148.84%-133.4pp |
| Employer contribution / active EE | $1,478 | $4,489-67.1% | $3,764-60.7% | $4,248-65.2% |
| Participant deferral / active EE | $2,939 | $5,477-46.3% | $4,723-37.8% | $6,531-55.0% |
| Admin fee / account holder | $813 | $16,005-94.9% | $13,095-93.8% | $14,480-94.4% |