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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,828 | $58,275-12.8% | $81,844-37.9% | $80,935-37.2% |
| Participation rate | 97.6% | 63.5%+34.2pp | 72.4%+25.2pp | 67.7%+30.0pp |
| Annual return | 13.59% | 41.82%-28.2pp | 778.87%-765.3pp | 35.66%-22.1pp |
| Employer contribution / active EE | $4,080 | $2,346+73.9% | $2,916+39.9% | $2,757+48.0% |
| Participant deferral / active EE | $4,043 | $3,285+23.1% | $4,323-6.5% | $4,299-6.0% |
| Admin fee / account holder | $729 | $4,749-84.7% | $7,355-90.1% | $6,924-89.5% |