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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,199 | $183,516-14.9% | $155,534+0.4% | $145,884+7.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.43% | 61.43%-50.0pp | 64.92%-53.5pp | 551.85%-540.4pp |
| Employer contribution / active EE | $7,129 | $5,315+34.1% | $4,675+52.5% | $4,662+52.9% |
| Participant deferral / active EE | $5,304 | $6,467-18.0% | $5,630-5.8% | $6,690-20.7% |
| Admin fee / account holder | $7,163 | $19,293-62.9% | $15,900-55.0% | $13,392-46.5% |