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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,201 | $185,312+37.2% | $161,489+57.4% | $154,746+64.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.58% | 103.84%-86.3pp | 89.72%-72.1pp | 172.34%-154.8pp |
| Employer contribution / active EE | $3,575 | $4,769-25.0% | $4,268-16.2% | $4,379-18.4% |
| Participant deferral / active EE | $5,521 | $6,350-13.0% | $5,630-1.9% | $6,730-18.0% |
| Admin fee / account holder | $17,695 | $18,654-5.1% | $16,006+10.6% | $14,365+23.2% |