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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,201 | $172,111+47.7% | $150,298+69.1% | $137,256+85.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.58% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.8pp |
| Employer contribution / active EE | $3,575 | $4,636-22.9% | $4,154-13.9% | $4,156-14.0% |
| Participant deferral / active EE | $5,521 | $6,166-10.5% | $5,453+1.3% | $6,407-13.8% |
| Admin fee / account holder | $17,695 | $16,471+7.4% | $14,116+25.4% | $12,270+44.2% |