Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,262 | $106,864-19.3% | $147,318-41.4% | $82,637+4.4% |
| Participation rate | 42.9% | 75.5%-32.6pp | 82.1%-39.2pp | 68.1%-25.2pp |
| Annual return | 13.85% | 27.49%-13.6pp | 70.43%-56.6pp | 53.51%-39.7pp |
| Employer contribution / active EE | $1,423 | $3,417-58.3% | $4,593-69.0% | $2,552-44.2% |
| Participant deferral / active EE | $2,535 | $6,496-61.0% | $7,906-67.9% | $4,126-38.6% |
| Admin fee / account holder | $6,711 | $8,415-20.2% | $13,708-51.0% | $7,339-8.6% |