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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,887 | $106,588-45.7% | $94,215-38.6% | $155,188-62.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 21.14% | 29.39%-8.2pp | 28.22%-7.1pp | 148.84%-127.7pp |
| Employer contribution / active EE | $2,735 | $3,080-11.2% | $2,675+2.2% | $4,248-35.6% |
| Participant deferral / active EE | $8,728 | $4,802+81.7% | $4,276+104.1% | $6,531+33.6% |
| Admin fee / account holder | $469 | $12,281-96.2% | $10,216-95.4% | $14,480-96.8% |